Senior Credit Analyst

Position Overview

Join our team as a Senior Credit Analyst!

International Financial Corporation has an exciting opportunity for a Senior Credit Analyst to support customer's financing their acquisition of International trucks and buses. This is a dynamic role with credit approval authority, focused on providing expert credit underwriting of fleet customers.

We're seeking a driven professional with a keen eye for detail and a passion for financial analysis. If you thrive in a fast-paced environment and enjoy making critical decisions, we want to hear from you!

Responsibilities

• Build strong relationships with dealers and customers as you assess credit requests.

• Perform in-depth financial analysis for both new and existing customers.

• Prepare clean, professional, and accurate credit write-ups.

• Recommend credit decisions and use your authority within our dual-signature policy.

• Communicate credit decisions clearly to all stakeholders.

• Ensure compliance with company policies, including risk ratings and credit reviews.

• Gather essential due diligence and KYC (Know Your Customer) information.

• Review documentation to ensure accuracy and completeness.

• Ensure loans and leases are properly documented with perfected liens.

• Develop and deliver training to enhance the skills of our credit team.

• Educate dealers on credit and documentation requirements.

• Collaborate with management on policy updates and process improvements.

• Help resolve post-funding documentation issues.

• Always seek opportunities for continuous improvement.

Minimum Requirements

• Bachelor's degree

• At least 2 years of accounting or finance experience

OR

• Master's degree

• At least 1 year of accounting or finance experience

OR

• At least 5 years of accounting or finance experience

Additional Requirements

• Qualified candidates, excluding current International Motors employees, must be legally authorized on an unrestricted basis (US Citizen, Legal Permanent Resident, Refugee or Asylee) to be employed in the United States. International Motors does not anticipate providing employment related work sponsorship for this position (e.g., H-1B status)

Desired Skills

• 3+ years of credit underwriting experience on transactions or credit lines exceeding $1 million, preferably in transportation sector

• Strong analytical skills, business writing skills and proficiency with applications including Excel, Word, PowerBi, and Moody's CreditLens

• Ability to work independently and within a team environment

• Ability to effectively communicate with C-level executives and the President/Owners of fleet customers and International dealerships

• Knowledge of transportation industry and related credit policies and procedures

• Proficiency in financial statement analysis, finance and lease documentation, insurance and lien perfection

• Ability to assess credit risk of customers with large exposure levels

• Ability to effectively prioritize workloads which include multiple transactions

Company Overview

At International Motors, LLC* ("International"), we've never backed away from forging our own path. Our openness and ability to meet customers where they are, combined with our curious mindset is what defines us as a company. And as individuals. With big changes ahead for the commercial vehicle industry, and people counting on us to keep things moving, we say: bring on the journey.

ABOUT INTERNATIONAL

From a one-man company built on the world-changing invention of the McCormick reaper in 1831, to the 15,000-person-strong company we are today, few companies can lay claim to a history like International. Based in Lisle, Illinois, International Motors, LLC* creates solutions that deliver greater uptime and productivity to our customers throughout the full operation of our commercial vehicles. We build International® trucks and engines and IC Bus® school and commercial buses that are as tough and as smart as the people who drive them. We also develop Fleetrite® aftermarket parts. In everything we do, our vision is to accelerate the impact of sustainable mobility to create the cleaner, safer world we all deserve. As of 2021, we joined Scania, MAN and Volkswagen Truck & Bus in TRATON GROUP, a global champion of the truck and transport services industry. To learn more, visit ~~~.

*International Motors, LLC is d/b/a International Motors USA in Illinois, Missouri, New Jersey, Ohio, Texas, and Utah.

EEO Statement

International is an Equal Opportunity Employer. We evaluate qualified applicants without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, and other legally protected characteristics.

If you are a qualified individual with a disability and require a reasonable accommodation to access the online application system or participate in the interview process due to your disability, please email ~~~ to request assistance. Kindly specify Job Requisition Number / Job Title and Location in response. Otherwise, your request may not be considered.