QA Credit Risk Reporting, Analyst

Do you want your voice heard and your actions to count?

Discover your opportunity with Mitsubishi UFJ Financial Group (MUFG), one of the world's 10 largest financial institutions according to S&P Global. Across the globe, we're 120,000 colleagues, striving to make a difference for every client, organization, and community we serve. We stand for our values, building long-term relationships, serving society, and fostering shared and sustainable growth for a better world.

With a vision to be the world's most trusted financial group, it's part of our culture to put people first, listen to new and diverse ideas and collaborate toward greater innovation, speed and agility. This means investing in talent, technologies, and tools that empower you to own your career.

Join MUFG, where being inspired is expected and making a meaningful impact is rewarded.

The selected colleague will work at an MUFG office or client sites four days per week and work remotely one day. A member of our recruitment team will provide more details.

Position: Analyst, Quality Assurance

Position Summary:

A dynamic credit risk reporting role focused on designing and producing industry-best-practice reports used by the Quality Assurance Team for aggregate portfolio trend identification, which are presented to credit risk managers, including the Chief Risk Officer, Chief Credit Officer, Credit Risk Committee, U.S. Risk Committee, and First and Second Line of Defense colleagues to understand and manage the Bank's diverse credit portfolio. Work with the Head of QA to define and design report content for portfolio oversight and decision-making, and for governance committee consumption, including Credit Risk Committee, Americas Risk Committee, and U.S. Risk Committee.

Leverage the Bank's existing reporting capabilities (Enterprise Data Platform, Tableau/Microsoft BI, etc.), as well as a specially devised Excel-based line card created by the QA Team for analytical purposes to identify aggregate portfolio trends, variances from policy, underwriting weaknesses, etc., to aid in an industry-leading best practices approach in portfolio management.

Main Responsibilities:

• Produce timely, accurate, and impactful credit risk reporting for a diverse user audience.

• Work with Head of QA to define report content requirements (form, metrics, trends, frequency, etc.) for QA and credit risk reporting, as needed.

• Cultivate relationships with and engage credit risk subject matter experts in the report production process, including the development and provision of analytic insights to explain credit portfolio changes.

• Monitor and implement, as appropriate, industry best practices for report content and production tools.

• Ensure reports presented to credit risk partners and other bank personal conform to the Bank's data/reporting and credit policies and procedures, when applicable.

• Stay informed of regulatory requirements/expectations for credit risk and ensure reporting reflects such.

Qualifications:

• 1-3 years of Financial Services experience.

• Proficient in Excel to capture and aggregate various data points and convert results into graphs, charts, etc., for utilization in various reports viewed by credit/other bank personnel.

• Proficient in Word and PowerPoint.

• Ability to analyze, synthesize, summarize, and prioritize disparate data succinctly.

• General knowledge of banking functions and credit risk management.

• Ability to take on additional tasks as needed and to fuel vocational development.

• Ability to navigate uncertainties that may arise in a time sensitive environment.

• Knowledge/experience of regulatory data, reporting guidance (BCBS 239, Leveraged Lending, etc.) and with data visualization (Tableau, Microsoft Power BI, or comparable tools) a plus.

• Highly organized, with ability to multi-task and manage time across multiple projects to meet departmental deadlines.

• Strong verbal/written communication skills.

• Strong interpersonal, relationship-building, and stakeholder engagement skills essential.

The typical base pay range for this role is between $85K - $115K depending on job-related knowledge, skills, experience and location. This role may also be eligible for certain discretionary performance-based bonus and/or incentive compensation. Additionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. For more information on our Total Rewards package, please click the link below.

MUFG Benefits Summary (~~~)

We will consider for employment all qualified applicants, including those with criminal histories, in a manner consistent with the requirements of applicable state and local laws (including (i) the San Francisco Fair Chance Ordinance, (ii) the City of Los Angeles' Fair Chance Initiative for Hiring Ordinance, (iii) the Los Angeles County Fair Chance Ordinance, and (iv) the California Fair Chance Act) to the extent that (a) an applicant is not subject to a statutory disqualification pursuant to Section 3(a)(39) of the Securities and Exchange Act of 1934 or Section 8a(2) or 8a(3) of the Commodity Exchange Act, and (b) they do not conflict with the background screening requirements of the Financial Industry Regulatory Authority (FINRA) and the National Futures Association (NFA). The major responsibilities listed above are the material job duties of this role for which the Company reasonably believes that criminal history may have a direct, adverse and negative relationship potentially resulting in the withdrawal of conditional offer of employment, if any.

The above statements are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities duties and skills required of personnel so classified.

We are proud to be an Equal Opportunity Employer and committed to leveraging the diverse backgrounds, perspectives and experience of our workforce to create opportunities for our colleagues and our business. We do not discriminate on the basis of race, color, national origin, religion, gender expression, gender identity, sex, age, ancestry, marital status, protected veteran and military status, disability, medical condition, sexual orientation, genetic information, or any other status of an individual or that individual's associates or relatives that is protected under applicable federal, state, or local law.

At MUFG, our colleagues are our greatest assets. Our Culture Principles provide a roadmap for how each of our colleagues must think and act to become more client-obsessed, inclusive and innovative. They reflect who we are, who we want to be and what we expect from one another. We are excited to see you take the next step in exploring a career with us and encourage you to spend more time reviewing them!

Our Culture Principles

• Client Centric

• People Focused

• Listen Up. Speak Up.

• Innovate & Simplify

• Own & Execute