Mortgage Loan Officer - Oak Park, IL

Description

Summary

The Mortgage Loan Officer develops profitable and quality residential mortgages by building personal relationships with community members and clients. Evaluates and assesses credit potential with prospective customers. Analyzes customer personal financial information to determine which products meet their needs and to provide recommendations regarding products to customers. Advises and counsels the customer to the advantages and disadvantages of differing financial products. Advises customers on the completion of loan applications and provides excellent customer service throughout the loan approval and closing process. Keeps up to date on lending policies/regulations pricing and product information. Cross sells customers. NOTE: This position is considered to be a Mortgage Loan Originator under the SAFE Act and Loan Originator under the Truth in Lending Act. Registration and additional qualifications required.

Duties & Responsibilities:

• The Mortgage Loan Officer position provides Simply the Best customer service to each customer at all times. Responsibilities include using internal and external referral sources to develop mortgage loan business; builds and maintains business relationships within the community.

• The associate in this position:

• Develops new and expands internal and external referral sources to grow mortgage business

• Using consultative selling techniques, advises clients on mortgage loan options and other financial products.

• Provides excellent customer service from approval through closing, working closely with loan origination sources to secure and verify all information required for underwriting.

• Responsible for maintaining client relationships.

• Advises customers on the completion of loan applications.

• Performs other duties as assigned.

Basic Qualifications

• High school diploma or GED

• One or more years of mortgage loan origination experience, preferably at a bank

• NMLS license

Preferred Qualifications

• Pipeline and book of business

• Bachelor's degree preferred

• Knowledge of mortgage loan products (conventional, FHA/VA, construction lending and portfolio programs)

• Knowledge of mortgage procedures, documentation, and underwriting guidelines

• Demonstrated ability to identify opportunities to cross-sell financial products and services

• Effective written and verbal communication skills

• Strong organizational skills -Ability to multi-task

• PC - Internet skill

LI-Hybrid

LI-NA1

Exempt Status: (Yes = not eligible for overtime pay) (No = eligible for overtime pay)

No

Workplace Type

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We're combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Compensation Range

$10.00-$11.54 Hourly Non-Recoverable Draw (reconciled against earned incentive compensation)

The compensation range represents the low and high end of the base compensation range for this position. Actual compensation will vary and may be above or below the range based on various factors including but not limited to location, experience, and performance.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an equal opportunity and affirmative action employer and is committed to providing equal employment opportunities for all regardless of race, color, religion, sex, national origin, age, disability, sexual orientation, veteran status, gender identity and expression, genetic information, or any other basis protected by local, state, or federal law.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Agency Statement: Huntington does not accept solicitation from Third Party Recruiters for any position

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.